SKED Inc. (“SKED”, “we”, or “us”) has adopted this Privacy Policy to inform you of its policies and practices with respect to information collected from the sked.life website and application (the “Site”). Your use of the Site constitutes your acceptance of this Privacy Policy and your consent to the practices it describes. This Privacy Policy applies only to information gathered on and through the Site and does not apply to any other information or websites not owned or operated by SKED. Please review this Privacy Policy periodically as we may update it from time to time. Each time you visit the Site, or provide us with information, you are, by doing so, accepting the practices described in this Privacy Policy at that time.

Summary

We value your privacy and, unless otherwise stated in this Privacy Policy, will not sell or share your personal information with third parties without your consent. This section gives a brief overview of our data collection and use policies. Please see below for a more detailed discussion of each topic.

We collect the following information:

• Personal information that you provide us on a voluntary basis.
• Information that your browser routinely shares with websites.
• Information that your mobile device shares when you access the site from a mobile
  device.

We use and disclose the information we collect for the following purposes:

• To create and maintain your account.
• To provide you information about products and services that you request or that may
  interest you.
• To help us improve our Site, understand its users and their preferences, and to market
  our services.
• To protect our business interests or the rights of others, when required by law, to
  cooperate with law enforcement, or in connection with the sale or merger of all or part of our business.

The Site uses the following tracking technologies:

• Cookies and other similar technology track movement across our website and keep track
  of our users and their preferences.
  Other details about our practices:
• Although the Site may contain links to other websites, this policy applies only to websites owned and operated by SKED.
• We use your personal information only for the purposes for which it is collected and
  consistent with this policy, and we retain your information only as long as permitted by
  applicable law.
• We may update this policy from time to time, but we will allow you to opt in to any
  material changes in how we use your previously collected personal information.
  Legal justifications for processing and sharing personal information
  As provided in more detail below, we have several different legal grounds on which we collect and process your personal information, including: (a) as necessary to perform a transaction (such as when you contact us for service requests); (b) as necessary to comply with a legal obligation (such as for record keeping); (c) consent (where you have provided consent to the use of your information for a particular purpose); and (d) as necessary for SKED’s legitimate interests (such as when we act to maintain our business generally).

Personal information that you provide in relation to account creation & maintenance

What information is collected? When you create and or maintain an account with us you will need to provide personal information, which may include your name, email address, phone number, and a password. If you create a profile, you have choices about the information included in it. You do not have to provide additional information on your profile; however, profile information may help you get more from our services. It is your choice whether to include sensitive information on your profile and to make that sensitive information public.

Please do not post or add personal data to your profile that you would not want to be publicly available.

How is this information collected? Personal information you provide is collected when you voluntarily provide the information. You therefore consent to the collection and processing of that data for the purposes set forth below.

How is this information used and shared? When you voluntarily provide information, you
consent to its collection, and we process such information to create and maintain your account
with us. We will use it to contact you related to appointment scheduling and reminders. We
allow other Site users to see information that you have included as part of your public profile to
facilitate connections between users of this Site, but it is only shared if you choose to include
such information as part of your public profile.

Personal information related to interaction with our site and services

What information is collected? We collect the personal information you provide, such as when
you participate in chats with SKED, respond to surveys and questionnaires we may make
available on our Site, ask questions, opt-in to Site features, or upload information to our Site. If
you purchase products or services from or through us, you will need to provide payment (e.g.,
credit card) and billing information. Additionally, we log usage data when you visit or otherwise
use our Site, such as when you view or click on content or ads, perform a search, or share
information from other users.

How is this information collected? This information is collected when you give it to us and as you
interact with our Site and services. When you use our Site, engage in our online chat function,
upload content, opt-in to certain features, purchase our products or services, or otherwise
communicate with us or others in connection with our Site, you are creating personal data that
we collect. We also collect information related to the general use of our Site using log-ins,
cookies, device information, and IP addresses to identify and log your use. The cookie and
mobile device policies are discussed further below.

How is this information used and shared? This information is used and shared to provide you with our services, facilitate interactions between users, customize your experience with our Site, and to communicate with you about products and services that may interest you. Additionally,
we may use the information we have about you to provide and personalize some of the Site’s features or services (such as ads) including with the help of automated systems and inferences we make, so the Site can be more relevant and useful to you and others. However, we do not
use automated decision-making without human intervention, including profiling, in a way that
produces legal effects concerning you or otherwise significantly affects you. If you opt-in, we
may use your personal information collected through the Site to provide you information about
products and services that we believe you may be interested in. You will always be given the
opportunity to unsubscribe or opt out of receiving further communications or marketing emails
by following the unsubscribe instructions in the email communication. If you purchase any
products or services through this Site, we will have to provide your credit card information to our
credit card processor and authenticator for payment purposes.

It is important to note that when you ask questions, share information, or communicate with
others using our Site, you are choosing to share that content and information with all other users
and Site visitors. Please be careful of the information that you choose to share publicly, as we
do not have any control over what other Site visitors and users do with this information. Others
may, for example, download or re-share that information.

Personal information related to browser and analytics data

What information is collected? Like many other websites, and regardless of which section of the
Site you are visiting, we may record information that your browser routinely shares, and we may
automatically track certain information based upon your behavior on the Site (“Aggregate
Information”). This information may include, for example, the URL that you have just come from
(whether this URL is on our Site or not), the URL you go to next (whether this URL is on our Site
or not), your computer’s browser information, mouse clicks, mouse movements, scrolling
activity, text that is typed, and your IP address. We may also collect information such as your
number of visits to the pages of the Site. If you have signed up to receive any of our e-mail
communications, we use similar technology to count how many recipients have opened the
message and clicked on one of its links.

How is this information collected? This information is collected as a result of your browser
sharing the information with us, cookies, and web beacons. A “cookie” is a small data file that a
website may send to your browser and which may then be stored on your hard drive. If you are
simply browsing on this Site, the cookies that we use last only about as long as your session on
this Site; but if you have created a user name or account with us, we will also use cookies that
remain on your computer between visits so that when you return to this Site we can remember
who you are and your preferences. We may allow business partners who provide services to
this Site to place cookies on your computer that assist us in analyzing usage data. We do not
allow these business partners to collect your personal information from this Site except as may
be necessary for the services that they provide.

How is this information used and shared? This information is used to keep track of users and
their preferences and to provide analysis about the visitors to our Site. Specifically, cookies are
used to keep track of users and the services they have collected. Web beacons (or similar
technology) help us track the effectiveness of our communications. A web beacon (also known
as an action tag, a clear gif or pixel tag) is a pixel image embedded in a website page used to
transparently collect information. For example, we may use a web beacon to count the number
of visits to the pages of this Site.

Third-party websites or services may use cookies, pixels, and similar technology to collect or
receive information upon using this Site. We may share this information with the respective
services or platforms, but we will not include your personal information. This is specifically for
conversion tracking, measurement services and ad targeting based upon interests. You can
learn more about interest-based advertising and how to opt out of such advertising from certain
companies at aboutads.info.

Geographic information collected from mobile devices

What information is collected? We operate a version of this Site specifically designed to work
with mobile devices. The mobile Site may include a feature that uses geographic location
information.

How is this information collected? This information is provided by your mobile device.
How is this information used and shared? We do not collect or store your geographic
information except to temporarily provide this Site. Your geographic information may be used to
identify services in your vicinity in which you may be interested.

Other ways we may share your personal information

Information shared with our business partners and processors: We may use business partners
to help us design and operate the Site, provide services to support the Site, or otherwise
process your information. For example, we may hire a company to run certain Site applications,
help us analyze our data, process credit card payments, or send information on our behalf about
products and services in which you may be interested. Unless otherwise indicated at the time
we collect your information, if we allow our business partners to access the personal information
we collect, we will have contractual provisions or other appropriate protections in place to
ensure such access is for limited purposes and in compliance with this Privacy Policy. A list of
our current business partners that have access to certain personal information we collect is
available upon request.

Business operations, law enforcement and legal actions: We may release your information
without prior notice when we believe it is appropriate to prevent fraud; to comply with law or to
cooperate with law enforcement activity or other governmental request; to respond to
subpoenas, court orders or administrative agency requests for information; to enforce our
policies; to protect the rights, property and safety of our business and of others; or when
required or otherwise permitted by law. For example, we may share information with law
enforcement to reduce the risk of fraud or if someone uses or attempts to use our site for illegal
reasons. If there is a sale or merger of our organization, we may also transfer the information
we have collected in connection with such sale or merger.

Transfers of information

Any information you provide to us through the use of the Site may be stored, processed,
transferred among, and accessed from the United States and other countries which may not
guarantee the same level of protection of personal information as the one in which you reside.
However, we will handle your personal information in accordance with this Privacy Policy
regardless of where your personal information is kept. Regarding transfers from the European
Economic Area (“EEA”) to the United States, we rely on the derogations for transfers which are
necessary to perform the transaction with you. Where required by law, you may request a copy
of the suitable mechanisms we have in place by contacting us as detailed below. If you reside in
other non-US jurisdictions outside the EEA, your use of the Site or provision of any personal
information constitutes your consent for the transfer of such data to the United States for the
purposes identified above. If you have questions about cross-border transfers, please contact
us as detailed below.

Data retention

We typically retain your personal information related to marketing activities for as long as you
accept marketing communications from us, and we will securely delete such data in accordance
with and to the extent permitted by applicable law upon request. For personal information that
we collect and process for other purposes, we typically retain such personal information for no
longer than for the period necessary to fulfill the purposes outlined in this policy and as
otherwise specified in applicable record retention policies and procedures. We may retain your
personal information even after you have closed your account if reasonably necessary to
comply with our legal obligations (including law enforcement requests), meet regulatory
requirements, resolve disputes, maintain security, prevent fraud and abuse, enforce our terms
and conditions, or fulfill your request to “unsubscribe” from further messages from us. We will
retain de-personalized information after your account has been closed or we have otherwise
deleted your personal information.

Consequences of not providing personal information

You are not required to provide all personal information identified in this policy to use our Site or
to interact with us offline, but certain functionality will not be available if you do not provide
personal information. For example, if you do not provide personal information, we may not be
able to respond to your request, perform a transaction with you, or provide you with marketing
that we believe you would find valuable.

How we protect your personal information

We maintain technical and organizational measures to protect the integrity of this Site and the
personal information we collect from you from loss, misuse, alteration or unintentional
destruction. However, we cannot provide absolute assurances against, and will not be liable
for, any breaches of data security or confidentiality due to system failures or unauthorized
access by third parties, or other causes beyond our reasonable control. You also have an
important role in in protecting your information. If you have a username and password for our
Site, you should not share those with anyone, and you should not re-use passwords from other
Sites. If you have any reason to believe that your username or password has been
compromised, please contact us as detailed below.

Verifying, changing, and deleting your information

If you have registered for an account, you can access, review and manage many changes
yourself via your account, including updating your profile information and changing your
communication preferences. If you have not registered for an account, or the information you
are seeking is not available within your account, you can contact us as detailed below and ask
us to change, update or fix your information in certain cases, particularly if it is inaccurate. You
can also request that we erase or delete all or some of your personal information or otherwise
object to, limit, or restrict the use of such information (if we have no legal right or legitimate
business interest in retaining such information).

Children

Our Site is not directed at children under the age of 13 and we will not knowingly collect
information about children under the age of 13. If you are under the age of 13, please do not
submit your personal information. If you are a parent who believes that we have collected
information about a child under age 13, please contact us as detailed below and we will be
happy to delete the information.

Do-not-track

At this time the Services do not recognize automated browser signals regarding tracking
mechanisms, which may include “do not track” instructions. However, you can change your
privacy preferences regarding the use of cookies and similar technologies through your browser
or mobile device.

Links

The Site may contain links to other sites. We are not responsible for the privacy practices or
content of those linked sites. We encourage our users to be aware when they leave our site
and to read the privacy statements of each web site to which we may link that may collect
personally identifiable information.

Changes to this policy

We reserve the right to change this policy. If we do change this policy, we will post the revised
version on the Site, and if we are going to change this policy in a way that would permit us to
make additional uses of your personal information that we have already collected, we will obtain
your affirmative, express consent before using your information in a materially different way.

Contact us

If you have any questions or comments about our policies and practices, please contact us at
Info@sked.life. You may also file a complaint or ask to review any of the information
that we have retained about you, how we have used it, or to whom we have disclosed it at any
time by contacting us.

Last updated: October 5, 2018

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